PCA built its own proprietary technology geared towards asset level pricing, portfolio modeling, risk management, and surveillance. This secure technology is web-based and quickly integrates servicer data files, which can contain hundreds of fields to create a near real-time asset pricing and reporting packages
Example Reports Include:
Management Reporting – High level summary reports ranging from cash flow tracking to roll rates.
Portfolio Status – Summary and asset level reporting across the portfolio and within loan status buckets (i.e. Foreclosure or Repayment Plans).
Exception Reporting – Identifies process delays and high risk circumstances such as approaching rate adjustments or significant valuation changes.
Source Reporting – Portfolio and asset level tracking by origination or acquisition channel.
Roll Reporting – Portfolio roll rates tracked by category and over various periods of time.
Cash Flow, Resolution & Cure Reporting – Portfolio performance tracked via various monthly metrics.
REO Reporting – Various REO reports tracking status timelines, disposition metrics and asset manager performance.
Asset Management – Reports that summarize loan level activity through comments and that track open action items such as borrower follow up and the collection of MI claims.